Sunday, February 6, 2011

Its my party

We should celebrate. We, Dan the man and I, being of average income and middle class status deserve a pat on the back. We have gone an entire pay cycle without charging. It was tough, but we lived on what we had and we are proud of it. We sorta had this meeting of the minds when Dan realized our last credit card was maxed out.



He panicked.



I rolled my eyes.



I had seen this coming. I have been busting my tail trying to be Suzy homemade, not to be confursed with Suzy homemaker whom I am sure uses boxed meals, credit cards, and doesn't recycle. I was doing a bang up job. I spend most of my day in the kitchen cooking stuff because stuff is cheaper when it ain't in a box. We still managed to overspend. When I say we I mean Dan. He is a typical guy. He wants something to show for all his hard work. He needs to see the fruits of his labor in blue ray on a flat screen the size of Texas.



But he had his moments and joined me in the fight. We decided we would not charge, and we did. Yay for us. I started thinking credit cards were bad and for the most part they are. They can be kinda handy though. They can make or break you depending on how you use them. Now I know credit cards companies are nasty subterranean institutions of evil, but you do have a choice in the matter. So we made a decision today to charge something. This is when a credit card can come in handy.



Dan had worked some overtime and expected it in this check, but it wasn't there. He found out later is was coming in the next one. Ooops. So we decided that we could afford to charge a few grocery items to hold us over until the next check. The credit card saved the day. Now all Dan has to do is pay it off with his overtime funds and we are back to zero. We have all of them payed off except one now. We are going to work our way out of this hole because after all......we dug it.



Its hard. I want to buy stuff. I want to buy the kids stuff and eat fast food and shop for clothes, but I have to be a grown up now. Chronologically I am so I should probably start acting like it. The kids depend on us and we need to set a good example so when we are gone not only will they know how to be wise with their money, but maybe we can give them a bit to start with.
Its certainly worth trying. So I am......we are. I hope Dan can stay on the wagon. He really wants another tv and doesn't really enjoy doing overtime. Pray with me people.

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